Stop paying a toll on every sale. Wink PG flips the model: flat license, zero per-transaction fees, yours to own outright — down to the source code. And it's the only gateway with a biometric identity layer built in.
The technology behind Wink PG has been running production payment volume since 2009 — battle-tested across hundreds of millions of transactions before most competitors existed. This isn't a startup bet. It's an established ecosystem.
A decade and a half in production. Wink PG evolved from PhoenixGate — one of the most widely deployed white-label gateway platforms in North America — and has scaled continuously ever since.
Redundant architecture, active-active failover, and a U.S.-based NOC monitoring every system around the clock. Your merchants never feel your infrastructure — because they never should.
PCI DSS Level 1. SOC 2 Type II. 200+ processor certifications. EMV-certified across terminals. The compliance stack your prospects require before they'll sign — already done.
Not a ticket queue. Not a chatbot. When you have a production issue, Wink's U.S.-based team picks up. Licensees get direct access to the people who built and run the platform.
400M+ monthly transactions and growing. The same infrastructure your Fortune 500 client runs on is the infrastructure you get on day one — no upgrade path required.
Flat license. No per-transaction fee. No per-merchant fee. The more you grow, the more profitable the model becomes. Every gateway on the per-transaction model is working against you at scale.
A per-transaction gateway charges more every time you process more. Wink PG is a flat license. Past break-even, every additional transaction is margin you keep — not margin you share.
Move up the stack as your business grows — from a fully managed branded partition to the entire source code running in-house on your own infrastructure.
Step 1
Your branded partition of Wink PG
White-label URL, logo, portals, support links
Wink runs ops, security, and cloud infrastructure
Merchant data stays segregated — never used by Wink
Step 2
Dedicated private instance, full branding + ownership
Custom features built by Wink engineering — you own the IP
Enterprise ownership without the infrastructure overhead
Wink handles hosting, DB admin, certification, security
Step 3 · Full ownership
Full codebase ownership — modify, extend, or build new products on top
Your roadmap, your timeline — no waiting on a vendor's release queue
Deploy in your own environment if you choose
An asset you can point to at acquisition
Full rights to build proprietary features on top
No gateway vendor lock-in — ever
Most gateways route a transaction and stop. Wink PG runs the entire business — analytics, hierarchy, billing, acceptance, and developer tooling — and replaces the third-party tools you're paying for today.
A business-intelligence layer on the transaction flow. Drag-and-drop widgets and persona-based dashboards for owners, resellers, and merchants. Query in natural language.
→ See module 01White-label the URL, logo, and theme — then let resellers brand their instances and merchants too. Hierarchical control no traditional gateway offers. Each tenant sees only their own data.
→ See module 02Set pricing plans, auto-assign at boarding, and collect by card or ACH — all built into the gateway. No third-party billing tool. Your license becomes a revenue engine from day one.
→ See module 03Physical terminal, virtual terminal, hosted pages, e-invoice links, and REST APIs — in-store, web, mobile, and embedded. Cardholder data never touches the merchant, shrinking PCI scope.
→ See module 04Most gateways bolt on a third-party identity check. Wink PG has face & palm auth, real-time document ID, and age verification baked into the core transaction flow — no extra vendor, no extra contract.
Enroll once, pay forever. Liveness detection confirms a real person — not a photo or replay — at the point of sale without a card in hand.
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Sub-second liveness check
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Works on any camera-equipped terminal
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Biometric template stored, not raw image
Scan a passport, driver's license, or national ID and validate against authoritative data sources in milliseconds — all within the payment flow.
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200+ document types, 180+ countries
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Tamper & forgery detection
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No PII stored — pass/fail signal only
Meet age-restricted compliance requirements — alcohol, tobacco, cannabis, gaming — at checkout without a manual clerk check or a separate consent flow.
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Configurable per merchant category
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Facial age estimation fallback
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Full audit log per transaction
One enrollment. Every channel. A customer verified on a mobile app is recognized at the POS terminal, online checkout, and kiosk — no re-enroll, no friction.
Learn more →Once you're processing real volume, Wink PG is how you control your destiny — your tech, your pricing, and your roadmap.
Stop being gouged by third-party gateways. Consolidate under one codebase and capture the margin you've been giving away.
Own the payment infrastructure your merchants run on — branded as yours, backed by a 24/7 U.S.-based NOC.
Embed payments with a Stripe-compatible API and wrap the gateway in your own product — the fastest path to a branded checkout.
Built-in redundancy, modular deployment, and the certifications that mission-critical payments demand.
Wink PG speaks the API your team already knows. Point an existing Stripe integration at Wink, adjust a few parameters, and you're processing live — then extend with REST APIs, hosted checkout, drop-in UI, or a fully custom flow.
# Same request shape your team already knows curl --request POST \ --url https://api.winkapis.com/v1/payment/session \ --header 'authorization: Bearer •••••' \ --header 'content-type: application/json' \ --data '{ "amount": 6899, "currency": "usd" }' # Response { "message": "created", "sessionId": "sess_3w2OO330a82h3" }
Wink's U.S.-based NOC runs 24/7 so you don't have to. Real engineers monitoring real infrastructure — not an outsourced help desk. When something needs attention, they've usually found it before you've noticed.
200+ processors and acquirers. Front-end and back-end certifications across every major sector — without boarding merchants on multiple gateways.
Watch the full platform walkthrough, or book a live demo to explore how you can power payments and protect revenue — your way.
