Your Gateway to Smarter Payments
Built to Orchestrate. Designed to Scale. White-labeled for You.
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Own Your Gateway Your Rules, Your Revenue
Don’t just rent your payments engine—own it. With Wink’s Gateway License, you gain full control over your payment infrastructure, roadmap, and merchant experience—all under your brand.
Why Ownership Matters
Most U.S. ISOs juggle multiple gateways adding complexity, cost, and vendor risk. Licensing Wink solves that. Consolidate under one codebase, maintain control over pricing, features, and network routing—and scale with confidence. Choose your level of independence and evolve at your pace.
Managed Services Option
Prefer not to manage infrastructure? Opt into Wink's 24/7 NOC support—covering hosting, PCI compliance, uptime, and monitoring. We never charge transaction fees, ensuring clarity and cost efficiency.
Wink's payment gateway is more than a connection—it's your command center.
Purpose-built for speed, security, and flexibility, it gives you full control of every transaction. Whether you're optimizing a retail terminal, powering an e-commerce flow, or managing a platform of merchants, Wink delivers intelligent orchestration and enterprise-grade reliability.
Launch Smarter. Route Smarter.
Wink's orchestration engine gives you modular tools to:
Route transactions in real time by processor, priority, or risk profile
Tokenize and store payment data securely with our Card Vault
Apply advanced fraud scoring and real-time behavioral risk filters
Support recurring payments and cross-device token use
Customize gateway behavior for merchants, models, or regions
Built-In Brilliance
You don’t just get a gateway—you get everything under the hood:
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One Gateway, Infinite Reach
Built on the Phoenix Managed Networks backbone, Wink gives you direct access to over 200 processors and payment methods across the globe.
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Designed for Developers
Biometric matching isn’t one-size-fits-all. That’s why Wink supports multiple matching modes.
Certified & Compliant
PCI DSS Level 1 Compliant
SOC 2 Type II Certified
Biometric + token security best practices
Full compliance across biometric + payment regulations
The Power Behind the Platform: Our NOC
Wink’s U.S.-based Network Operations Center.
Everything You Need to Power and Protect Payments
200+ global processors & acquirers
Maximize reach and flexibility with access to a vast global payments network from a single connection.
ACH & eCheck support
Lower processing costs and serve more customers with secure bank-to-bank payment options.
Recurring billing & subscription management
Automate billing cycles to increase revenue reliability and reduce manual intervention.
Level 2 & Level 3 card data support
Unlock lower interchange rates and reduce fees on B2B and commercial card transactions.
Multi-level billing (ISOs, sub-merchants, split payouts)
Manage complex revenue sharing and payout structures with full transparency and control.
Card Vault+ (secure tokenized card storage)
Protect sensitive cardholder data with PCI-compliant tokenization while enabling seamless repeat billing.
Quick Pay links for instant invoicing & payments
Get paid faster by sending customers secure, one-click payment links—no app or login required.
Virtual Terminal for call center & back office use
Empower staff to securely accept payments by phone or manually process orders when needed.
AI Fraud Prevention + Biometric Risk Signals
Stop fraud before it happens with real-time AI-driven analysis and optional biometric risk scoring.
Real-Time ID and Age Verification
Easily layer regulatory age and identity checks into the checkout process with no extra vendors.
Multi-Acquirer Support
Route transactions across multiple processors and acquirers for better redundancy, better rates, and more control.
Advanced Reporting + Compliance Dashboards
Get actionable insights into every payment, risk flag, and dispute outcome—all from a single pane of glass.
Universal compatibility
Seamlessly integrates with a variety of terminals, bridging the gap between diverse technologies for smooth operations.
PCI DSS Level 1 + SOC 2 Type II compliance
Stay audit-ready and protect your business with the highest levels of security and regulatory compliance.
A Payment Gateway Designed to Scale
Tailored for growth with customizable solutions designed to scale with transaction heavy businesses, supporting growth at every stage.
The Wink Advantage
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The Wink Advantage
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The Wink Advantage
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The Wink Advantage
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The Wink Advantage
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The Wink Advantage
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See Wink Payment Gateway in action.
Book your personalized demo to explore how you can power payments and protect revenue—your way.