Fiserv / Clover x Wink

Biometric Commerce on Clover POS

Identity-driven checkout for Fiserv's global merchant network

Clover, a Fiserv company, powers millions of businesses worldwide with cloud-based POS and payment solutions.

Wink brings biometric identity and secure checkout to Clover's modern, camera-enabled devices—enabling faster transactions, loyal customer recognition, and fraud reduction without replacing existing hardware.

No New Hardware

Deploy biometric checkout on existing Clover devices with integrated cameras

Sub-Second Checkout

Reduce fraud and chargebacks with liveness detection and biometric authentication

Frictionless Loyalty

Recognize returning customers instantly for loyalty rewards and personalized experiences

Personalized Experiences

Accelerate checkout with face or palm recognition—no cards, apps, or PINs required

No New Hardware

Deploy biometric checkout on existing Clover devices with integrated cameras

Sub-Second Checkout

Reduce fraud and chargebacks with liveness detection and biometric authentication

Personalized Experiences

Accelerate checkout with face or palm recognition—no cards, apps, or PINs required

Frictionless Loyalty

Recognize returning customers instantly for loyalty rewards and personalized experiences

Validated & Production-Ready

Whether you’re launching in days or building bespoke in-store flows, Wink meets you where you are.

Tested on Clover Flex, Mini, Station, and Solo devices in Wink lab
Supports face + palm biometric authentication
Shared-device ready for multi-staff retail environments
Tested on Clover Flex, Mini, Station, and Solo devices in Wink lab
Partnership announced January 2026 (Fiserv + Wink)
Supports face + palm biometric authentication
Shared-device ready for multi-staff retail environments
Processing live transactions in retail and QSR verticals

Featured Devices

Clover Flex

Type:

Handheld POS

Camera:

5MP front RGB

OS:

Android 6+

Region:

Global

Ideal For:

Retail, mobile checkout

Verified

Clover Mini

Type:

Countertop POS

Camera:

5MP front RGB

OS:

Android 6+

Region:

Global

Ideal For:

QSR, counter service

Verified

Clover Duo

Type:

Full POS

Camera:

5MP front RGB

OS:

Android 6+

Region:

Global

Ideal For:

Full-service restaurants

Verified

Clover Solo

Type:

Countertop

Camera:

5MP front RGB

OS:

Android 6+

Region:

Global

Ideal For:

Small retail, services

Verified

Model
Type
Camera
OS
Region
Ideal Environment
Wink Verified
Clover Flex
Handheld POS
5MP front RGB
Android 6+
Global
Retail, mobile checkout
Clover Mini
Countertop POS
5MP front RGB
Android 6+
Global
QSR, counter service
Clover Duo
Full POS
5MP front RGB
Android 6+
Global
Full-service restaurants
Clover Solo
Countertop
5MP front RGB
Android 6+
Global
Small retail, services

Wink Verified

A device or model is "Wink Verified" when it meets these criteria:

Wink software installed and tested
Face recognition flows validated
Camera specifications confirmed for biometric accuracy
Stability tested on production firmware/OS build

Use Cases

Connect to your current payment processor, acquirer, and POS system.
Wink layers in on top — no migrations, no new contracts, no downtime.

Frictionless
Customer Checkout

Returning customers authenticate with face or palm for instant account-linked checkout. Eliminates card fumbling and speeds up lines during peak hours.

Loyalty Recognition
at POS

Recognize enrolled customers the moment they approach the counter. Automatically apply rewards, discounts, or personalized offers without manual lookups.

Employee
Access Control

Authenticate staff at the device level to control Clover permissions, track time-on-terminal, and eliminate credential sharing between shifts.

Age-Restricted
Product Sales

Verify customer age in real time for alcohol, tobacco, cannabis, or other restricted items—fully compliant and audit-ready.

Fraud Prevention

Combine biometric liveness detection with Wink's AI fraud scoring to reduce chargebacks and block account takeover attempts at the POS.

Drive-Thru & Curbside Authentication

Recognize returning customers at drive-thru windows or curbside pickup with Clover Kiosk or handheld devices.

Results from the Floor

"The future of commerce is the unification of payment and identity. By embedding Wink’s leading biometric security and intelligence directly into the Clover platform, we’re making cutting-edge technology simple, secure, and accessible for Main Street SMB businesses, helping them to deliver exceptional experiences and unlock new opportunities for growth“Great consumer experiences in payments feel effortless, even as powerful technology works underneath. This collaboration reflects our focus on designing merchant ready payment platforms for our wide array of partners that support advanced innovation while keeping checkout intui,tive, consistent, and security-rich across use cases.”

— Sanjay Saraf, SVP and Global Chief Product Officer, Merchant Solutions at Fiserv.

Deployment & Integration

Wink integrates with Clover devices through a lightweight SDK designed for Fiserv's cloud-based POS ecosystem.

Integration Model
  • Acquirer Compatibility: Processor-agnostic (supports major global acquirers)
  • Type: SDK (Clover App)
  • Gateway Compatibility: Works on existing payment infrastructure OR integrates with Wink gateway
Implementation Details
  • Deploy as a Clover app via Clover App Market or direct merchant install
  • Compatible with new Clover rollouts or existing device fleets
  • Supports thousands of devices across multi-location merchants
  • Managed through Clover dashboard with Wink admin portal for advanced configuration

Security & Compliance

Wink's platform is built with privacy, consent, and security as first-order constraints. Identity data is protected through layered controls, policy enforcement, and merchant-defined configurations that align with modern compliance expectations.

Tokenized biometrics (no photos or voice files stored)
PCI DSS + SOC 2 Type II certified
Liveness detection and spoof prevention
Built-in support for biometric laws by state and region

Wink's integration with Clover maintains full PCI compliance and aligns with Fiserv's enterprise security standards. Biometric templates are encrypted end-to-end and never stored on merchant devices.

Results from the Floor

“Checkout times dropped by 60%. Wink makes lines disappear.”

 — Store Operations Lead, National Retail Chain

“Checkout times dropped by 60%. Wink makes lines disappear.”

 — Store Operations Lead, National Retail Chain

“Checkout times dropped by 60%. Wink makes lines disappear.”

 — Store Operations Lead, National Retail Chain

“Checkout times dropped by 60%. Wink makes lines disappear.”

 — Store Operations Lead, National Retail Chain

“Checkout times dropped by 60%. Wink makes lines disappear.”

 — Store Operations Lead, National Retail Chain

“Checkout times dropped by 60%. Wink makes lines disappear.”

 — Store Operations Lead, National Retail Chain

Bring Biometric Commerce
to Your Clover Devices