The Wink Advantage

Identity, payments, and fraud defense working together in a single, seamless flow.

Every Wink experience begins with a verified identity and ends with a confident approval. Behind the scenes, the Wink platform tokenizes sensitive data, evaluates real-time risk signals, and routes each transaction through the optimal gateway path all without adding friction. Wink doesn’t just recognize your customer. It gets them to yes faster with fewer drop-offs, fewer chargebacks, and full brand control.

One Identity Across Channels

Approve Faster, Drop Less

Built-In Privacy & Protection

AI Fraud Detection
Payment Orchestration
Payment Processing

The Wink Platform

Modular by design, powerful when combined.

Wink is more than a faster login or smoother checkout. It’s a modular platform that verifies identity, checks age or ID, applies loyalty, scores fraud risk, and routes payments all in one real-time flow. Start with what you need. Add more when you’re ready. Whether you’re using one component or the full stack, Wink helps you convert faster, cut fraud, and simplify your stack.

Plug In or Power It All

Fraud Stops Here

More Conversions, Less Tech Overhead

220K+
Merchants Onbaorded
10M+
Monthly Transactions
$2B+
Annual Transactions
Nine
Production Instances

The Three Core Pillars of the Wink Platform

Commerce

Smarter fraud detection and payment decisions
  • Hosted checkout & SDKs
  • Payment gateway
  • Paze integration
  • Network operations center
  • White-label payments

Intelligence

Smarter fraud detection and payment decisions
  • AI risk scoring
  • Behavioral biometrics
  • Chargeback protection
  • Dynamic routing & failover
  • Age-based access control

Identity

Verify users securely and frictionlessly
  • Wink ID: Biometric login (face, voice, palm)
  • Real-time age/ID verification
  • Loyalty & rewards integration
  • Flexible matching flows

Use Cases

Wink works wherever commerce happens.

Biometric Checkout at POS

Sign in and pay—no passwords, no friction.

Let users check out in a single step using face, voice, or palm. Combine login, identity, and payment for the fastest, most secure experience across channels.

Paze Wallet Integration

Preloaded, password-free payments—no extra work.

Offer bank-backed checkout with 150M+ cards already loaded. Wink integrates Paze with just a few lines of code—no separate wallet agreements or dev lift.

Age Verification for Regulated Products

Sell smarter—and stay compliant.

Wink verifies a user’s age or identity in real time—whether it’s alcohol, vape, cannabis, or online gaming.

Crowd Stadium Entry & Concessions

Faster lines. Higher per-cap spend.

Let fans use face or voice to enter, buy concessions, and verify age—all without tickets or wallets.

Personalized Biometrics on Shared Devices

Secure logins—no shared credentials.

Use biometrics to give employees personalized access to registers, inventory, and workstations.

Embedded Payments for Platforms

Launch your own checkout stack—under your brand.

Use Wink’s APIs to power white-labeled checkout, gateway, fraud, and onboarding for your merchants.

Financial Services

Secure access across online, mobile, call centers and ATMs

Use Wink’s face, palm, or voice recognition to authenticate customers online, at ATMs, in-branch kiosks, mobile apps, or when calling support. Reduce fraud, improve UX, and accelerate secure onboarding.

Driver Recognition

Biometric login for safer, personalized drives.

Wink powers driver recognition using face or voice—letting car owners log in, load profiles, preferences, and pay for fuel or tolls without lifting a finger. Integrated into Qualcomm’s Snapdragon Digital Chassis.

Ready to see Wink in action?

Let’s talk about how Wink can help you modernize login, simplify payments, and unlock secure, frictionless commerce.